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Is your Goose Cooked?
People spend all their time worrying about their golden eggs and little time planning for what happens if the goose stops laying those precious eggs.
Your Interstate of Life
Do you ever feel that you're trying to speed through life, taking more chances than you should? Are you missing the beautiful scenery along the way?
What Haunts you?
I asked a question recently of a medical professional, and the answer shocked and emotionally moved me.
New fallen snow, a watch, a wake, a promise...
Have you ever made a promise? Was it for a short-term promise or was it a forever promise? There's a difference, isn't there? Forever promises typically aren't flashy. They're thoughtful and serious. This morning, I saw a promise through, which was made thirty years ago. So, as I pause and take in the scenery of this new fallen snow, let me share with you a story of a watch, a wake and a promise.
Butter Knife or Screwdriver?
Have you ever found yourself needing to tighten a screw, but you couldn’t find a screwdriver? Admit it. You went to a kitchen drawer and pulled out a butter knife, didn’t you? Once the project was complete, you probably returned the knife to the drawer slightly bent at its tip, because a butter knife isn’t a screwdriver. Would you have consider buttering a piece of bread with a screwdriver? Let’s hope not. Here’s the thing – Use the correct tool for the correct purpose. I see this time and time again with people who tell me that their 401(k) or their IRA is a retirement plan. Neither is a plan. They’re both accounts, a place to accumulate money. In fact, there are many advisors who spend countless hours working with these products to try and create a retirement plan, and I’ve met many attorneys who try to coordinate ways of alleviating the problems associated with these retirement accounts to correct estate planning problems or mistakes. You may believe that your account is a plan. You may also believe that a butter knife is a screwdriver. Neither is.
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